Virtual credit card numbers offer cardholders an added sense of security when it comes to shopping online or making purchases with unfamiliar merchants. The idea behind a virtual credit card is that you get a phantom number that is linked to your real credit card. You can set your maximum credit limit as well as an expiration date, and when either of those is satisfied, the card ceases to work. This gives customers great peace of mind when it comes to protecting themselves from credit card fraud and identity theft. Like all important things to consider in life, is it too good to be true?

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